Second, the crisis shows the need for effective regulation and oversight. In the years leading up to the crisis, regulators failed to adequately police the financial sector, allowing deceptive practices to flourish.
Hugh Jackman’s turn as a villainous manipulator was a departure from his "heroic" roles, and his chemistry with McGregor was highlighted as a strength. deception -2008-
While subprime lending itself was not inherently deceptive, the manner in which these loans were packaged and sold to investors was. Many of these mortgages were based on adjustable rates, which would reset to much higher rates after an initial period of time. Borrowers were often not fully aware of the terms of their loans, and in some cases, were even steered into more expensive mortgages by unscrupulous lenders. Second, the crisis shows the need for effective