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| Feature | Karsandas Pay | Google Pay/PhonePe | Traditional POS Machine | | :--- | :--- | :--- | :--- | | Merchant Focus | High | Medium | High | | Voice Confirmation | Yes (Loud) | Yes (Low volume) | Yes (Beep) | | Fees | Low/Zero up to ₹2,000 | Standard MDR | High monthly rental | | Multi-Store Support | Yes | No | Yes (expensively) | | Settlement Speed | Instant (within 30 sec) | Instant | Next day | | Hardware Required | None (or optional POS) | None | Yes (Mandatory) | This article will walk you through everything you